Most cited papers in Financial Literacy, Pension, Retirement Analysis
What are the most cited papers in Financial Literacy, Pension, Retirement Analysis?
The most cited paper in Financial Literacy, Pension, Retirement Analysis is "Golden Eggs and Hyperbolic Discounting" (David Laibson, 1997), with 6,232 citations. Next come "College Admissions and the Stability of Marriage" (5,986) and "Liquidity Risk and Expected Stock Returns" (5,707).
Showing 50 of 98 papers. Every paper with more than 1,043 citations is listed.
| # | Paper | ||
|---|---|---|---|
| 1 | Golden Eggs and Hyperbolic Discounting David Laibson · The Quarterly Journal of Economics | May 1997 | 6,232 |
| 2 | College Admissions and the Stability of Marriage D. Gale, L. S. Shapley · American Mathematical Monthly | 1962 | 5,986 |
| 3 | Liquidity Risk and Expected Stock Returns Ľuboš Pástor, Robert F. Stambaugh · Journal of Political Economy | Jun 2003 | 5,707 |
| 4 | Boys will be Boys: Gender, Overconfidence, and Common Stock Investment Brad M. Barber, Terry Odean · The Quarterly Journal of Economics | Feb 2001 | 5,450 |
| 5 | The Economic Importance of Financial Literacy: Theory and Evidence Annamaria Lusardi, Olivia S. Mitchell · Journal of Economic Literature | Mar 2014 | 4,610 |
| 6 | INFORMATIONAL ASYMMETRIES, FINANCIAL STRUCTURE, AND FINANCIAL INTERMEDIATION Richard A. Brealey, Hayne E. Leland, David H. Pyle · The Journal of Finance | May 1977 | 4,114 |
| 7 | Financial Intermediation, Loanable Funds, and The Real Sector Bengt R. Holmstrom, J. Tirole · The Quarterly Journal of Economics | Aug 1997 | 4,060 |
| 8 | Selection on Observed and Unobserved Variables: Assessing the Effectiveness of Catholic Schools Joseph G. Altonji, Todd E. Elder, Christopher R. Taber · Journal of Political Economy | Feb 2005 | 3,801 |
| 9 | Trading Is Hazardous to Your Wealth: The Common Stock Investment Performance of Individual Investors Brad M. Barber, Terrance Odean · The Journal of Finance | Apr 2000 | 3,715 |
| 10 | Optimal contracts and competitive markets with costly state verification Robert M. Townsend · Journal of Economic Theory | Oct 1979 | 3,234 |
| 11 | Mental accounting matters Richard H. Thaler · Journal of Behavioral Decision Making | Sep 1999 | 3,218 |
| 12 | Doing It Now or Later Ted O’Donoghue, Matthew Rabin · American Economic Review | Mar 1999 | 3,212 |
| 13 | The Role of Social Capital in Financial Development Luigi Guiso, Paola Sapienza, Luigi Zingales · American Economic Review | May 2004 | 3,197 |
| 14 | Do we really know what makes us happy? A review of the economic literature on the factors associated with subjective well-being Paul Dolan, Tessa Peasgood, Mathew P. White · Journal of Economic Psychology | 20 Sep 2007 | 3,148 |
| 15 | The Power of Suggestion: Inertia in 401(k) Participation and Savings Behavior Brigitte C. Madrian, Dennis F. Shea · The Quarterly Journal of Economics | Nov 2001 | 2,830 |
| 16 | Domestic Saving and International Capital Flows Martin S. Feldstein, Charles Yuji Horioka · The Economic Journal | Jun 1980 | 2,823 |
| 17 | Well-Being Over Time in Britain and the USA Andrew J. Oswald, David G. Blanchflower, David G. Blanchflower | 1999 | 2,816 |
| 18 | The capital asset pricing model: Some empirical tests Fischer Black, Michael C. Jensen, Myron S. Scholes | 1972 | 2,686 |
| 19 | Does Compulsory School Attendance Affect Schooling and Earnings? Joshua D. Angrist, Alan B. Krueger · The Quarterly Journal of Economics | Nov 1991 | 2,614 |
| 20 | Depression Babies: Do Macroeconomic Experiences Affect Risk Taking?* Ulrike Malmendier, Stefan Nagel · The Quarterly Journal of Economics | Feb 2011 | 2,588 |
| 21 | Myopic Loss Aversion and the Equity Premium Puzzle Shlomo Benartzi, Richard H. Thaler · The Quarterly Journal of Economics | Feb 1995 | 2,583 |
| 22 | Save More Tomorrow™: Using Behavioral Economics to Increase Employee Saving Richard H. Thaler, Shlomo Benartzi · Journal of Political Economy | Feb 2004 | 2,549 |
| 23 | A Potential Decline in Life Expectancy in the United States in the 21st Century S. Jay Olshansky, Douglas J. Passaro, Ronald C. Hershow et al. · New England Journal of Medicine | 17 Mar 2005 | 2,536 |
| 24 | Stock Prices, Earnings, and Expected Dividends John Campbell, Robert Shiller · Digital Access to Scholarship at Harvard (DASH) (Harvard University) | 1988 | 2,500 |
| 25 | Risk Taking by Mutual Funds as a Response to Incentives Judith A. Chevalier, Glenn Ellison · Journal of Political Economy | Dec 1997 | 2,488 |
| 26 | Preference Parameters and Behavioral Heterogeneity: An Experimental Approach in the Health and Retirement Study Robert Barsky, F. Thomas Juster, Miles Kimball et al. · The Quarterly Journal of Economics | May 1997 | 2,483 |
| 27 | On the private provision of public goods Théodore C. Bergstrom, Lawrence E. Blume, Hal R. Varian · Journal of Public Economics | Feb 1986 | 2,339 |
| 28 | Baby Boomer retirement security: The roles of planning, financial literacy, and housing wealth Annamaria Lusardi, Olivia S. Mitchell · Journal of Monetary Economics | 2007 | 2,201 |
| 29 | An Economic Theory of Self-Control Richard H. Thaler, Hersh Shefrin · Journal of Political Economy | Apr 1981 | 2,189 |
| 30 | Financial Literacy, Financial Education, and Downstream Financial Behaviors Daniel Von Der Heyde Fernandes, John G Lynch, Richard G. Netemeyer · Management Science | 27 Jan 2014 | 2,176 |
| 31 | Measuring Financial Literacy Sandra J. Huston · Journal of Consumer Affairs | Jun 2010 | 2,151 |
| 32 | The impact of institutional trading on stock prices Josef Lakonishok, Andrei Shleifer, Robert W. Vishny · Journal of Financial Economics | Aug 1992 | 2,144 |
| 33 | Impact of digital finance on financial inclusion and stability Peterson K Ozili · Borsa Istanbul Review | 18 Mar 2018 | 2,092 |
| 34 | Medicine. Do defaults save lives? Eric J. Johnson, Daniel G. Goldstein · PubMed | 21 Nov 2003 | 2,046 |
| 35 | Does Working from Home Work? Evidence from a Chinese Experiment * Nicholas Bloom, James Liang, John Heath Roberts et al. · The Quarterly Journal of Economics | 20 Nov 2014 | 2,004 |
| 36 | Understanding the Effects of Government Spending on Consumption Jordi Gaĺı, J. David López‐Salido, Javier Vallés · Journal of the European Economic Association | 8 Feb 2007 | 1,978 |
| 37 | Social Interaction and Stock‐Market Participation Harrison G. Hong, Jeffrey D. Kubik, Jeremy C. Stein · The Journal of Finance | 13 Jan 2004 | 1,931 |
| 38 | Preferences over Inflation and Unemployment: Evidence from Surveys of Happiness Rafael Di Tella, Robert MacCulloch, Andrew J. Oswald · American Economic Review | Mar 2001 | 1,900 |
| 39 | International Momentum Strategies K. Geert Rouwenhorst · The Journal of Finance | Feb 1998 | 1,897 |
| 40 | Financial literacy around the world: an overview Annamaria Lusardi, Olivia S. Mitchell · Journal of Pensions Economics and Finance | Oct 2011 | 1,887 |
| 41 | Debt Maturity Structure and Liquidity Risk Douglas W. Diamond · The Quarterly Journal of Economics | Aug 1991 | 1,884 |
| 42 | Propensity Score Analysis: Statistical Methods and Applications Shenyang Guo, Mark W. Fräser | 16 Jul 2009 | 1,852 |
| 43 | An Analysis of Personal Financial Literacy Among College Students Haiyang Chen, Ronald P. Volpe · Financial Services Review | 30 Jun 1998 | 1,805 |
| 44 | ARE WOMEN MORE RISK AVERSE? Nancy Ammon Jianakoplos, Alexandra Bernasek · Economic Inquiry | Oct 1998 | 1,779 |
| 45 | THE BEHAVIORAL LIFE‐CYCLE HYPOTHESIS Hersh Shefrin, Richard H. Thaler · Economic Inquiry | Oct 1988 | 1,711 |
| 46 | Personal strivings: An approach to personality and subjective well-being. Robert A. Emmons · Journal of Personality and Social Psychology | Nov 1986 | 1,692 |
| 47 | Strong Evidence for Gender Differences in Risk Taking Gary Charness, Uri Gneezy · Journal of Economic Behavior & Organization | 15 Jul 2011 | 1,673 |
| 48 | Saving and Liquidity Constraints Angus Deaton · Econometrica | Sep 1991 | 1,653 |
| 49 | Attitudes Toward Risk: Experimental Measurement in Rural India Hans P. Binswanger · American Journal of Agricultural Economics | Aug 1980 | 1,639 |
| 50 | The Macroeconomics of Happiness Rafael Di Tella, Robert MacCulloch, Andrew J. Oswald · The Review of Economics and Statistics | Nov 2003 | 1,630 |
Citations are OpenAlex's own counts, from its 2026-09-23 snapshot, so the ranking can differ from Google Scholar or Web of Science. A paper is listed for a field when OpenAlex files it under one of the field's topics; retracted papers and papers whose citation count cannot be traced to citing works are left out, and a preprint and the article it became are shown once. Release dates are OpenAlex's: where a source gave only a month or a year, that is what is shown. How the lists are chosen.