Financial Literacy and Behavior
Financial Literacy and Behavior is a research topic within Accounting. Science Explorer counts 20k research works in it since 1958. 9.5% of them reached the world's top 10% most cited for their field and year.
This cluster of papers focuses on the impact of financial literacy, accounting information systems, and fraud prevention on the performance and sustainability of small and medium enterprises. It also explores the influence of financial management behavior and investment decision making on economic productivity, as well as the role of technology acceptance model and corporate governance in business operations.
- Financial Literacy
- Small and Medium Enterprises
- Accounting Information Systems
- Fraud Prevention
- Economic Productivity
- Financial Management Behavior
- Investment Decision Making
- Corporate Governance
- Technology Acceptance Model
- Sustainability
- Research works
- 20k fractional, since 1958
- In the world top 10%
- 1.9k per year above
- Top-10% rate
- 9.5% share of its works in the world top 10%
- Growth, 2013–17 → 2018–22
- +516% the tick is no change
Which countries lead Financial Literacy and Behavior research?
By volume, Indonesia and ?? publish the most (10k and 287 works in 2022–2025).
By volume, 2022–2025
- 1 Indonesia 10k works
- 2 ?? 287 works
- 3 Malaysia 156 works
- 4 India 97 works
- 5 United States 95 works
- 6 Nigeria 79 works
- 7 Philippines 60 works
- 8 China 40 works
- 9 Iraq 39 works
- 10 Pakistan 38 works
How concentrated that is
The same countries as shares of everything the list above accounts for. A node where two countries do two thirds of the work and one spread evenly across twelve read alike as a ranking and not at all alike here.
Shares of the rows listed above, not of the whole node.
Which institutions lead Financial Literacy and Behavior research?
By volume in 2022–2025, Universitas Patria Artha publishes the most Financial Literacy and Behavior research, followed by University of Pembangunan Nasional Veteran Jawa Timur and Universitas Pamulang.
By volume, 2022–2025
- 1 Universitas Patria Artha Indonesia 383 works
- 2 University of Pembangunan Nasional Veteran Jawa Timur Indonesia 196 works
- 3 Universitas Pamulang Indonesia 138 works
- 4 Udayana University Indonesia 134 works
- 5 Tarumanagara University Indonesia 126 works
- 6 Universitas Trisakti Indonesia 121 works
- 7 Universitas Informatika dan Bisnis Indonesia Indonesia 121 works
- 8 Universitas Muhammadiyah Sidoarjo Indonesia 121 works
- 9 University of Brawijaya Indonesia 119 works
- 10 State University of Malang Indonesia 116 works
Who are the leading researchers in Financial Literacy and Behavior?
The most-cited researchers publishing on Financial Literacy and Behavior include Agus Purwanto and Masduki Asbari.
- 1 Agus Purwanto 348 citations
- 2 Masduki Asbari 209 citations
Ranked by citations received across their whole record, among researchers with at least three works on this topic.
Where is Financial Literacy and Behavior research done?
The largest centres of Financial Literacy and Behavior research in 2022–2025 are Jakarta (Indonesia), Surabaya (Indonesia), Makassar (Indonesia) and Bandung (Indonesia). Among places with at least 20 works in it, it is an unusually large share of all research in Banten, Sumedang Utara and Bekasi.
Largest cities, 2022–2025
- 1 Jakarta Indonesia 1.4k works
- 2 Surabaya Indonesia 701 works
- 3 Makassar Indonesia 694 works
- 4 Bandung Indonesia 665 works
- 5 Medan Indonesia 506 works
- 6 Malang Indonesia 410 works
- 7 Semarang Indonesia 400 works
- 8 Yogyakarta Indonesia 391 works
- 9 Denpasar Indonesia 367 works
- 10 Bengkulu Indonesia 233 works
Where it is the local speciality
- BantenID · 25.6 works42×
- Sumedang UtaraID · 27.5 works35×
- Bekasi25.0 works34×
- TegalID · 23.6 works34×
- Semarang21.0 works28×
- SidoarjoID · 120.5 works26×
Location quotient: how much more of its research is in Financial Literacy and Behavior than the world average.
Where is the best place to study Financial Literacy and Behavior?
Among universities, judged by research, Multimedia Nusantara University, Universitas Negeri Surabaya and Universitas Patria Artha score highest, combining excellence, specialisation, size, growth and international reach. Research strength is one signal when choosing where to study; it does not measure teaching.
One dot per university in the table below. The upper left is the interesting corner: small places doing unusually strong work.
| # | University | Score | Top 10% | Specialisation | Works | Growth |
|---|---|---|---|---|---|---|
| 1 | Multimedia Nusantara University Indonesia | 68.8 | 24.0% | 13.3× | 10 | +141.7% |
| 2 | Universitas Negeri Surabaya Indonesia | 68.2 | 11.4% | 12.3× | 102 | +1613.9% |
| 3 | Universitas Patria Artha Indonesia | 66.3 | 4.8% | 44.5× | 383 | +1397.4% |
| 4 | University of Surabaya Indonesia | 65.0 | 14.7% | 16.6× | 21 | +291.8% |
| 5 | Muhammadiyah University of Yogyakarta Indonesia | 64.6 | 12.7% | 9.7× | 36 | +1272.2% |
| 6 | Satya Wacana Christian University Indonesia | 64.2 | 12.9% | 12.8× | 36 | +376.2% |
| 7 | State University of Jakarta Indonesia | 63.9 | 8.5% | 16.0× | 93 | +636.7% |
| 8 | University of Bengkulu Indonesia | 63.5 | 10.7% | 12.5× | 51 | +500.0% |
| 9 | Binus University Indonesia | 63.1 | 9.3% | 14.5× | 87 | +165.0% |
| 10 | State University of Malang Indonesia | 62.6 | 6.1% | 11.0× | 116 | +1045.0% |
Universities only. Score blends excellence (30%), specialisation (25%), size (20%), growth (15%) and international reach (10%), 2015–2022; growth compares 2010–14 with 2015–19.
Is Financial Literacy and Behavior research growing?
Output in 2018–2022 was 516% higher than in 2013–2017, peaking in 2025. The fastest-growing topics are Financial Literacy and Behavior.
The same series as a ribbon — one cell per year, darker for more. The line above answers how much; this answers when.
Which topics inside it are moving
Growth and decline on one axis around a shared zero. Two lists side by side hide the thing that matters: whether the growth dwarfs the decline, or the other way round.